Filing Chapter 7 bankruptcy may be a good idea if you qualify. You must not make too much money per year of you won't qualify. The way it is calculated is that you take six months of earnings and compare it to the state of California's median income. Such things as wages, salaries, bonuses tips; all these qualify as income.
Can you remember what it was like before you ran into financial difficulty? You had a house that you were diligently improving and paying off. Your car was in the driveway and you didn't have to worry about your credit rating because all your bills were paid. You didn't get nasty phone calls from creditors.
Getting the law office of David A. Tilem involved can be a relief. You can get your credit rating up and end those annoying phone calls. We can help you file for bankruptcy and get you back on track for the rest of your life. We have over 30 years of successful service and knowledge in dealing with this type of bankruptcy.We are hands-on and are not afraid to face those creditors who harass you for money you just don't have. We do our research and provide guidance and help for you to make a fresh start as far as your finances go.
We evaluate your ability to file for Chapter 7. If you don't qualify we can help you file Chapter 13 instead. Chapter 7 is a liquidation bankruptcy that sees all your debt removed. You start over at ground zero and re-make your credit rating from the get-go.
Calling us in can give you peace of mind and will help you be able to get back on your feet again. We know what it is like to suffer from creditors badgering you and the possibility of losing your home and vehicle.
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