Grinning and bearing it is not your only option when you are facing a debt crisis. In fact, it's very rarely even your best option. Working with a bankruptcy professional, you can find out both about bankruptcy options as well as other legal and financial remedies that could help you create a more stable financial future.
When restaurants enter the Chapter 11 bankruptcy process due to a need to reorganize debts for a more stable financial future, things can move quickly. While 120 days seems like a long time -- it's approximately four months, after all -- that's all the time you have to finalize a reorganization plan.