The research department at one of the nation's Federal Reserve banks recently culled through and analyzed what a media article on consumer debt calls "a huge data set" of credit report-related information. Reportedly, researchers scrutinized a full 5 percent of all credit reports in the country over a nearly 15-year period.
Civil litigators are strategic thinkers - that is until it comes time to prepare Judgments, Findings of Fact and Conclusions of Law, Special Interrogatories, Summary Judgment Orders and similar documents. If your case involves a money judgment, getting that Judgment is just the first step. The next step is to protect and enforce it.
Many of our Southern California readers might reasonably assume that they're sufficiently protected from the financial downside of any medical risk because of the health insurance card in their wallet.
In 1978, Congress completely overhauled our bankruptcy laws, replacing the Bankruptcy Act of 1898 with the modern Bankruptcy Code. The new Bankruptcy Code creating what we now know as Chapter 7, Chapter 9 (for governmental entities), Chapter 11 (reorganization) and Chapter 13 (for consumers with a regular income).