As a consumer bankruptcy attorney, I try to make the process of bankruptcy - from filing to discharge - as easy as possible for my clients. It really can be a simple process, especially for those filing bankruptcy whose only major asset is their car. These clients rent or have a home with little or no equity, earn an average income (or less), or have high expenses because of a mortgage, kids, or aging parents, and are simply overwhelmed by credit card or personal debt. The bankruptcy process for this kind of client is relatively painless. However, even after my clients are feeling confident about the bankruptcy itself, when I meet with the clients to be questioned by the trustee, I hear, over and over again, "I am so nervous! I couldn't sleep last night." This doesn't have to be so!
Put your financial crisis behind you.
